Online Privacy Policy

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Online Privacy Policy

 

Privacy Principles

 

Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use and protect your personal information when you visit or use this and other online services offered by Klopercom that link to or reference this policy (collectively, our “online services”). Please note, however, that this Online Privacy Policy is not an exclusive statement of our privacy principles across all products and services. Other privacy principles or policies may apply depending on the financial products or services you obtain from us, or the jurisdiction in which we are doing business with you.

 

We protect your information.

 

We take our responsibility to protect the privacy and confidentiality of your information, including personal information, very seriously. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to secure such information from unauthorized access and use, alteration and destruction. We hold our employees accountable for complying with relevant policies, procedures, rules and regulations concerning the privacy and confidentiality of information.

What type of information do we collect?

We receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history if any. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We may also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

 

We endeavor to collect, use and maintain client information only for appropriate purposes.

 

The types of personal information we may collect from you when you visit or use our online services include your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a zip code to help you find a Klopercom office near you), user name and password. We may also collect Social Security numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.

In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. As explained in more detail in our Cookies Policy, we or our third-party partners may use cookies (as well as web beacons or other technologies) to collect and store this and other information about your visit to, or use of, our online services. We may later associate the usage and other information we collect online with personal information about you, as permitted or required by law.

We may also collect information about you from additional online and offline sources including commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.

We may use the information we collect from you to help us deliver our online services; to administer, evaluate and improve our business (including developing new products and services, improving existing products and services, performing data analytics, and performing accounting, auditing and other internal functions); manage our risks; market our services and products; and to comply with and enforce applicable laws and regulations, relevant industry standards, contractual obligations and our policies. We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual clients) for various business purposes, where permissible under applicable laws and regulations.

We collect such Non-personal and Personal Information for the following purposes:

  1. To provide and operate the Services;

  2. To provide our Users with ongoing customer assistance and technical support;

  3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;

  4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

  5. To comply with applicable laws and regulations.

How do you collect information?


When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated above only.

Why do you collect such personal information?

 

We respect and protect your privacy even when you’re on the go.

 

For your convenience, Klopercom offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites. When you interact with us through your mobile device, we may collect information such as unique device identifiers, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information, such as precise geo-localization information.

 

We share personal information with affiliates and with others when we believe it will enhance the services and products we can provide to you or for legal and routine business reasons.

 

We share personal information among our affiliates and business units when we believe it will enhance the services we can provide, but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, and our policies and practices.

We may disclose information we have about you as required or permitted by law. For example, we may share information with regulatory authorities and law enforcement officials when we believe in good faith that such disclosure is necessary to comply with legal requirements. We may share information with third parties where appropriate to protect against fraud or verify or enforce our terms of use, our other rights, or other applicable policies.

From time to time, we enter into agreements with other companies to provide services to us, or to make services and products available to you. Under these agreements, these companies may receive your personal information, but they must safeguard this information, and they may only use it for those purposes we specify.

We may share your personal information with any person or entity if we have your consent to do so.

 

We may transmit, transfer or process information to, or through, any country in the world, as we deem necessary, appropriate or consistent with legal or regulatory obligations.

 

As a global company, we strive to provide you with access to the highest-quality financial products and services wherever you are. To do this, we may share your personal information among members of the Klopercom or subsidiaries companies or service providers that may be located outside your home country. Although the data protection laws of these countries may be less stringent than those in your own, Klopercom will take appropriate steps to ensure your personal information is handled as described in this Online Privacy Policy.

How do you store, use, share and disclose our site visitors' personal information?


Our company is hosted on the third part web-based platform. Platform provides us with the online platform that allows us to access to our services. Your data may be stored through provider’s data storage, databases and the general provider applications. They store your data on secure servers behind a firewall. 
If any payment is in place, all direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

 

How do you communicate with our site visitors?


We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail.

How do you use cookies and other tracking tools?

We use cookies for site function. Some cookies can track your activity for optimizing your research on our website.. Take a look at the table below to view which cookies implements:

Cookie name                                       Life span              Purpose

svSession                                            Permanent           Creates activities and BI

hs                                                         Session                 Security

incap_ses_${Proxy-ID}_${Site-ID}       Session                 Security

incap_visid_${Proxy-ID}_${Site-ID}      Session                 Security

nlbi_{ID}                                              Persistent cookie     Security

XSRF-TOKEN                                    Persistent cookie       Security

smSession                                          Two weeks                 Identify logged in site members

To know more about cookies and how to remove it click below on link USAGE DES COOKIES

 

We provide you with relevant and appropriate choices regarding the sharing of personal information.

 

We may give you choices regarding the sharing of personal information with affiliates and third parties. Choices you have about the sharing of your personal information will be described in the privacy policies or notices you receive in connection with the financial products or service you obtain from us.

 

We offer you the opportunity to access and correct your information on file with us.

 

Keeping your account information up-to-date is very important. On websites where information is collected you may review or update certain account information by logging in and accessing your client interface section. If you cannot change the incorrect information online, or you prefer to request changes offline, please contact your Klopercom representative using the contact information listed on your account statements, records or other account materials.

If you don’t want us to process your data anymore, please contact us at contacts (at) klopercom.com or send us mail to:Tower 42, 25 Old Broad St., EC2N London, UK

If you would like to: access, correct, amend or delete any personal information we have about you, you are invited to contact us at contacts (at) klopercom.com or send us mail to: Tower 42, 25 Old Broad St., EC2N London, UK

 

We respect your decisions about the collection of personal information related to your online activities over time and across different websites for advertising purposes.

 

Klopercom does not allow unaffiliated third parties to collect personal information about your online activities when you visit our online services. Nor do we use personal information collected across non-affiliated websites for the purpose of serving you advertising related to your browsing behavior. If we engage in this practice in the future, we will provide appropriate notice and choice so that you may opt out of the practice.

 

We tell you when our privacy policies and practices change.

 

We may change this Online Privacy Policy from time to time.  We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. All changes will become effective when posted unless indicated otherwise.

 

 

© Copyright © 2012 - 2017 Klopercom.

All rights reserved.

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